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Charles

Mortgage Loan Originator

NMLS # 1457896

706-614-6510
charlesj@mortgageright.com

Charles Jenkins

Loan Officer

TJC Mortgage, Inc. dba MortgageRight (NMLS# 2239) is an approved lending institution. Interest rate, program terms, and conditions are subject to change based on borrower eligibility and market conditions. Certain restrictions and conditions will apply and not all applicants will qualify. Mortgage to be refinanced must be insured.

Charles is a loan officer with over 5 years of experience in the mortgage industry. He is located in Ball Ground, GA where he leads our satellite office. A Georgia native, and UGA Alum, Charles has a passion for helping others. He attributes his success to “always doing what is in the borrowers best interest.” Whatever your situation may be, Charles has the right mortgage to meet your needs. Call, text, email, or apply below to get started.

27+

27 States
Licensed

1000+

Clients
Served

20+

Years
Experience

Apply With Charles

Meet Charles!

Find the perfect home with tailored financing solutions to make your dream a reality.

Mortgage Loan Options

Whether you are buying your first home, remodeling, or building the home of your dreams, MortgageRight stands with you from loan application through closing.

CONVENTIONAL MORTGAGE LOANS

  • Conventional loans are not insured by a government agency
  • Require a minimum 3% down payment
  • There are a variety of fixed and adjustable rate conventional loans to choose from
  • Generally carry strict guidelines on credit scores, loan to value ratios, debt to income and down payments
  • Interest rate varies based on credit score and loan term
  • Offers 10, 15, 20, 25, 30 and 40 year repayment terms

FHA MORTGAGE LOANS

  • Conventional loans are not insured by a government agency
  • Require a minimum 3% down payment
  • There are a variety of fixed and adjustable rate conventional loans to choose from
  • Generally carry strict guidelines on credit scores, loan to value ratios, debt to income and down payments
  • Interest rate varies based on credit score and loan term
  • Offers 10, 15, 20, 25, 30 and 40 year repayment terms

USDA MORTGAGE LOAN

  • Conventional loans are not insured by a government agency
  • Require a minimum 3% down payment
  • There are a variety of fixed and adjustable rate conventional loans to choose from
  • Generally carry strict guidelines on credit scores, loan to value ratios, debt to income and down payments
  • Interest rate varies based on credit score and loan term
  • Offers 10, 15, 20, 25, 30 and 40 year repayment terms

VA MORTGAGE LOAN

  • Conventional loans are not insured by a government agency
  • Require a minimum 3% down payment
  • There are a variety of fixed and adjustable rate conventional loans to choose from
  • Generally carry strict guidelines on credit scores, loan to value ratios, debt to income and down payments
  • Interest rate varies based on credit score and loan term
  • Offers 10, 15, 20, 25, 30 and 40 year repayment terms

JUMBO MORTGAGE LOAN

  • Conventional loans are not insured by a government agency
  • Require a minimum 3% down payment
  • There are a variety of fixed and adjustable rate conventional loans to choose from
  • Generally carry strict guidelines on credit scores, loan to value ratios, debt to income and down payments
  • Interest rate varies based on credit score and loan term
  • Offers 10, 15, 20, 25, 30 and 40 year repayment terms

REVERSE MORTGAGE LOAN

  • Conventional loans are not insured by a government agency
  • Require a minimum 3% down payment
  • There are a variety of fixed and adjustable rate conventional loans to choose from
  • Generally carry strict guidelines on credit scores, loan to value ratios, debt to income and down payments
  • Interest rate varies based on credit score and loan term
  • Offers 10, 15, 20, 25, 30 and 40 year repayment terms
Apply With Charles

Mortgage Calculator

Lock in a low mortgage rate today! Use our free calculator to estimate your monthly payments.
Important Note
There are many factors that can affect your mortgage rate and payment, including credit score, income to debt ratio and current assets. Our mortgage loan specialists at MortgageRight are ready to help you through the mortgage process.
The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. Be sure to consult a financial professional prior to relying on the results.

THE BENEFITS OF REFINANCING

If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.

Remodel /
Renovation

Lifestyle
upgrades

New start-up
business

New baby on board / Adoption Expenses

Debt
Consolidation

Education
Expense

Significant Home
Damage

When she say
‘yes’

Apply With Charles

Get started now

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TJC Mortgage, Inc. dba MortgageRight (NMLS# 2239) is an approved lending institution. Interest rate, program terms, and conditions are subject to change based on borrower eligibility and market conditions. Certain restrictions and conditions will apply and not all applicants will qualify. Mortgage to be refinanced must be insured.

Even though a lower interest rate can have a profound effect on monthly payments and potentially save you thousands of dollars per year, the results of such refinancing may result in higher total finance charges over the life of the loan.
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Arizona Company License # 1008774
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